Business Administration

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    Assessment of the impact of individual loan Provided by commercial banks to entrepreneurs: A case study of selected commercial banks in Tabora town
    (Mzumbe University, 2016) William, Alex
    Shortage of access to finance has been identified as one of the major constraints of small business growth. One of the alternative way to solve this problem of capital, are loans access from financial institutions. This work was intended to find out the impact of the individual loan to entrepreneurs in Tabora town. The specific objectives were to find out how loans provided by commercial banks were used by the entrepreneurs, to examine the business performance after loan utilization, to assess the outcome of the loan amount provided to entrepreneurs. The research employed case study design. The study used 91 respondents who are loan beneficiaries from commercial banks. It employed probability sampling, primary data were collected using questionnaires and observations, and documentary review for secondary data. Data were analyzed by using SPSS. The result findings revealed that most of the respondents who obtained loans from commercial banks in Tabora town agreed loan had brought positive changes in their business performance, expanded and improved their entrepreneurial activities, and nongenerating income activities, profit increased, employments were created, household poverty level decreased, economic position was raised and others. The study concluded that the role of commercial banks toward entrepreneur’s success is absolutely important because there are positive effects on performance of their business in terms of sales revenues, physical assets, and financial assets among others. It was recommended that, commercial banks should provide fair loan amounts by looking monthly sales and other entrepreneur's incomes, commercial bank should provide management training to entrepreneurs before providing loans, entrepreneurs should seek business knowledge from training institution and others, and loan should beutilized for business purpose and not for other uses.
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    Assessment of the role of employee motivation on work performance: A case study of the ministry of finance and economic affairs,Tanzania
    (Mzumbe University, 2014) Ali, Halima T.
    Motivation is a key to human behavior. It plays an important role in performance and other activities and as such the manager should know what motivation is and how subordinates can be motivated towards work performance. However, this is not evident at the Ministry of Finance and Economic Affairs (MoFEA) where in recent times the labour front has been plagued with unrests which have created dissatisfaction at the work place; although various motivations in terms of incentives are prevalent. The general objective of the study was to assess the role of employee motivation on work performance at the MoFEA. A case study research design was used in this study. A sample size of 35 respondents was involved. The data collected were analysed and processed by SPSS computer software through the utilization of descriptive statistics where; frequencies, percentages and tables were run. The results from the study revealed that that 82% of the respondents reported the need for promotions and growth in organisation as promotions elevates employees to utilize his/her potentialities while pushing the limits of the organisation’s current position and development. By doing so the organisation outgrows its current responsibilities and takes on new paths for its development. However, 80% of the respondents reported that motivation improves the level of efficiency of the employee as when the employees become satisfied with what the employer provides to him/her efficiency becomes automatically attained for the successful fulfillment of the tasks. Yet, 81% reported the need for provision of feed back to employees as among the strategies to enhance employee work performance because motivations change with time along with the tastes and preferences of workers. Motivation leads to the stability of work force from the fact that a motivated work force becomes stable and works with vigour thereby reducing the possibility of unnecessary labour turnover and absenteeism. However, the provision of feed back to employees being among the strategies to enhance employee work performance is